ABN 67 099 850 478 | ACL 386877
PERSONAL FINANCE
WORKING ACROSS AUSTRALIA
Speak to our team of personal finance brokers at Your Finance Group in Australia for a personalised and comprehensive service from an experienced team. We will help you locate the personal loan you need to match your plans.
Partnered with Platform Asset Finance with specialised personal finance lenders.
ABOUT PERSONAL LOANS
Personal loans can be used for a variety of things, including for personal, cars, boats, medical expenses, family vacations, education and white goods.
These loans may be secured by an asset or be unsecured and are determined by the borrower’s prior credit history. Loans that are secured often have lower interest rates.
Loan amounts often range from $5,000 to $50,000.
Typically, loan periods range from one to seven years.
Repayments are often made over a specified period of time and are paid either weekly, fortnightly or monthly.
THINGS TO WATCH OUT FOR
When assessing your application, Lenders will look at your credit report and ask for supporting documents such as:
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Living expenses budget
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Payslips
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Bank account statements
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Copies of all other loan or credit card statements and
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Proof of planned purchase for larger value loans
AFFORDABILITY
As with all loans, the lender will analyse an applicant’s income and expenses to determine if the new Personal loan repayments are affordable.
To help you develop a living expenses budget, use the Moneysmart Budget Planner.
To ascertain how much you can borrow for a Personal loan, please contact us